American Credit Acceptance Repo Company

I have read and agree to the Pissed Consumer Terms of Service. Comment review. You can try to reach review author by writing a comment to the review or try one of our business solutions. I told them to check there mail this is not my fault. On July 13th I get 3 calls while I am at work, finally I answer and it's the collections dept.

I got the money together and paid it in full within 24 hours. We are processing your message. She then tells me the payment I made was "Returned" Now, I am just upset! Start a Review. Reply 3 4. Read More Customer Reviews. Credit Acceptance has been inaccurately reporting my automobile account for several months now.

I just got another job in Feb. You can try to reach review author by writing a comment to the review or try one of our business solutions. They knew about my situation and I didn't have the money. As ofrebuilding Message 32 of Message 33 of Anonymous PissedConsumer Oct 02, PissedConsumer Look at the end of the day it wasn't right Theu could have let that person catch up because they going to sell the car at a auction about a dollars and that person still left with the remaining balance just a big tax write off for the company because they know the person cant pay the whole remaining balance.

Additional Fees. Each month they have also been reporting the account as newly closed, usually reporting its closed date as the day the update to the account is submitted to credit bureaus.

If I would have know that the car was going to be taken after only being one payment behind I wouldn't of gave them dollars I would of saved it to buy another car. Some months it even decreases even though no repair legitimate companies credit are being made and there is no activity on american credit acceptance repo company account. Send report Cancel.

Anonymous PissedConsumer Apr 12, Reply 6 0. Your Email. Post comment Cancel. Comment the review as Credit Acceptance verified representative. It is possible to get a car loan after a repossession? Good luck! If you want your response to count towards your company rating, you can also leave a comment for this review.

The vehicle was never repoed even though payments stopped in March of The company informed me that they "pass," on the vehicle as of Novemberwhich basically means that they won't be picking it up and don't want it back so I stopped making payments.

Financial Services Credit Acceptance Review I wish someone could look into this matter as to this is very upsetting to me. It was rude they way they talked and are still call 6 times a day or more. Since March of Credit Acceptance has been consistently reporting an incorrect charge off amount that changes and fluctuates every month. Write a private message as Credit Acceptance verified representative.

Customer Please click for source Customer Reviews. I would like to get the car back but I do not have plus dollars if I had that I wouldn't have lost the car. Thank You for Your Reply! Valued Contributor. Thank you ,Sincerely Barbara Nevins.

What to Do If Your Car Is Repossessed Most lenders give you a notice before selling your car at an auction, and during this time, you can work to get the vehicle back. Also I received a letter in the mail saying that I could get the car back if I paid the full amount plus the money I owed, I was also told I broke the contract, and if they sold the car And didn't get the amount owed that I would have to pay the rest, I believe that is not right because they took the car and was making it impossible for me to get it back.

Raquan Raquan Jul 09, PissedConsumer Can I ask you how much time do they give you to get your car back? When will Navy Federal repossess your car? Comment review. Thank You for Your Reply! Location: Troy, Alabama. Private message. American Credit Acceptance Reviews. There are usually a few options available for you to recover your vehicle: Reinstate the loan: Pay what is needed to bring your account current including late fees, missed payments, repossession fees, etc.

Raquan I meant repoed. Rating Details. Review is a subjective opinion of PissedConsumer We started to leave and they said lets see what we can do. Thank You for Your Reply!

Private messages do not impact your company rating. Repair to buy home only was I inconvenienced due to YOUR system not updating my information, but now you can't update my account to show that I am up to date?

We are processing your message. Anonymous PissedConsumer Aug 03, You pay you ride. I wish to receive email notifications about future comments.

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I wish to receive email notifications about future comments. Additional Fees. Private message. When I first joined this forum I was on my way up. Great Comment! I had just gotten my first Discover It unsecured card and had scores in the s with all 3 bureaus. We are processing your message. Send report Cancel. Anonymous PissedConsumer Apr 12, I want to report something else.

Post comment Cancel, american credit acceptance repo company. Send report Cancel. Good luck! Read More Business Details.

I am the author of comment and would like to remove it. Terms of Service. Post Comment Post as guest Login Sign up. Rating Details, american credit acceptance repo company. Thank You for Your Reply!

Username and password will be sent to you via email. Fax Numbers Primary Fax. It is possible to get a car loan after a repossession? Convert into review Leave as comment. If you wish that your prior post be removed, submit a notarized letter. American Credit Acceptance Reviews. You will be automatically registered on our site. I want to report something else. It has been downhill every since and I can't seem to get them back up. Raquan Raquan Jul 09, PissedConsumer Can I ask you how much time do they give you to get your car back?

If you wish that your prior post be removed, submit a notarized letter. I want to report something else. We explain your options, including lenders that may work with you and how to go about getting a loan. Do you not think to send a letter?

She then tells me the payment I made was "Returned" Now, I am just upset! I feel like the people in your collections dept. Now my TU and EQ score are back to low s each one having only one negative account Credit Acceptance That was short lived. You can try to reach review author by writing a comment to the review or try one of our business solutions.

Reply 2 0. How Much Are Repossession Fees? I am the author of comment and would like to remove it. Comment review. Not only was I inconvenienced due to YOUR system not updating my information, but now you can't update my account to show that I am up to date? If you want your response to count towards your company rating, you can also leave a comment for this review.

Your Email. Message 31 of Valued Contributor. Anonymous PissedConsumer Jul 08, Anonymous PissedConsumer Oct 02, PissedConsumer Look at the end of the day it wasn't right Theu could have let that person catch up because they going to sell the car at a auction about a dollars and that person still left with the remaining balance just a big tax write off for the company because they know the person cant pay the mforce repair remaining balance.

I agree to TOS Cancel. Email Addresses Email this Business Primary. As ofrebuilding Message 32 of Anonymous PissedConsumer Aug 15, PissedConsumer cant wait until you have troubles so we can all call you ignorant. Terms of Service. Comment review, american credit acceptance repo company.

It's inappropriate or not family friendly. American Credit Acceptance Reviews. Raquan I meant repoed. American Credit Acceptance - Bad Repo. Thank You for Your Reply! The repossession occurred because of a lack of insurance, but you have proof of insurance.

Customer service. Username and password jackie reeves repair be sent to you via american credit acceptance repo company. Some of you heartless people quick to judge others like the grass always going to be green on your side when u sign up with credit acceptance they let u know if you some how moving or lose a job you can get your payments deferred from what I was told when I bought my Chevy Cruze everybody have a point in there lives when they may need help and for people to sit and criticize I'll let God handle that he always come right on time.

Your Email. After speaking to the supervisor it took 10 mins for her to come back on the line and say they are releasing the with no charges to me. If you did not have bad credit you would not be dealing with them anyways. Each time I lose over 60 points. Message 34 of Does credit acceptance report every month to credit. It has recently been reported as closed in July and then closed again in September.

I have read and agree to the Pissed Consumer Terms of Service. Comment review. We explain the Wells Fargo Auto repossession policy, including how soon it will repossess your car after default and how to redeem your car after repo.

Where do you sorry serial deadbeats get this idea the lender must go along with you when you don't pay on time? Would any of you sorry serial deadbeats be upset if the boss says "payday is delayed, can you help me by taking less pay this week"? Private message. Reply 0 1. Our latest content sent weekly First Name. It's a duplicate by the same member or copied text. I HATE American Credit Acceptance, but I think if you thought your situation out a little more and a bit more maturely and stopped pointing fingers then you'd see that they did not break the law in the way they repossessed your vehicle.

Nice to see the heartless employees of ACA getting on here to comment. I have past copies of my credit report showing that the date the account closed has changed several times to make the account appear as a new delinquency preventing my credit score and credit file from improving.

It contains commercial or promotional content. Contact Review Author. Message 32 of Message 33 of Moderator Emerita. I wish to receive email notifications about future comments. Can I phase one credit you how much time do they give you to get your car back? And the rate your going it seems you will always be that way. I was done with her then I said I want your supervisor it took another 15 mins her arguing with me before she would put her supervisor on the agent repair a become credit. Want a quote from this business?

It includes private information. Look at the end of the day it wasn't right Theu could have let that person catch up because https://creditrepair.win/credit-repair-in-el-paso-texas.html going to sell the car at a auction about a dollars and that person still left with the remaining balance just a big tax write off for the company because they know the person cant pay the whole remaining balance.

Transunion and Equifax are both aware of the multiple inaccuracies which violate several policies that would require them to remove the account from my report but have failed to due anything to correct my credit file even after learn more here disputes and several phone calls from me regarding the situation. We explain the Exeter Finance repo policy, including how soon it will repo your car and whether you can get your car back after repossession.

Sometimes bad things happen to good people. Each month they have also been reporting the account as newly closed, usually reporting its closed date as the day the update to the account is submitted to credit bureaus.

I wish to receive email notifications about future comments. You have a contract and a due date. I understand your plight, trust me I do. I sounds like you are asking them to excuse you from paying what you owe. I don't see the problem You can get repoed even after 1 day is a company chooses to do so.

You will be automatically registered on our site. Product or Service Quality. Post Comment Post as guest Login Sign up. Anonymous PissedConsumer Apr 10, PissedConsumer Good to know that you're perfect Henry. PissedConsumer,. Post comment Cancel. Comment Helpful 0 Not helpful 0. Get a life. They exercised their right to do a repo.

YOU defaulted on the contract. She then changed it to the card you are paying with is saying it's a stolen card. Anonymous PissedConsumer Feb 28, Anonymous PissedConsumer Jan 27, PissedConsumer Just remember they gave you a loan when no one else would due to your terrible credit.

Additional Fees. Last Name. Every time I dispute itit gets corrected and restores my score until the next update in which they do it again, american credit acceptance repo company. We are processing your message.

Reply 3 0. Need to file a complaint? Overview of BBB Rating. It's all very plain and very simple. My son is in this situation and his car is in process of being reprocessed.

I am a single mother, who could not afford the garnishment, and it really put a strain on me.

I filed bankruptcy to clear this up, and I will make sure that everyone I speak to is fully aware of Credit Acceptance Corp and their sneaky tactics and what a low-life group of scum is employed there. Somebody please tell me I see whining, wailing deadbeats use this term all the time. Our latest content sent weekly First Name. She then tells me the payment I made was "Returned" Now, I am just upset!

Anonymous PissedConsumer Apr 10, PissedConsumer Good to know that you're perfect Henry. Comment the review as American Credit American credit acceptance repo company verified representative.

To avoid repossession, you can contact American Credit Acceptance at if you anticipate missing a payment. Private messages do not impact your company rating. And it isnt helping you at all. Convert into review Leave as comment. For more on repossession policies at other third-party lenders, see our research on Exeter Finance and Ally Financial.

After speaking to the supervisor it took 10 mins for her to come back on the line and say they are releasing the with no charges to me. And then wait out the 7 years to fall off your reports or get sued for the balance. Reply 1 1. This business is closed or doesn't exist. Customer Reviews. Customer Complaints. I think you should start a class action lawsuit over this If you're late, they are going to come after your car.

Anonymous PissedConsumer Jul 08, Anonymous PissedConsumer Oct 02, PissedConsumer Look at the end of the day it wasn't right Theu could have let that person catch up because they going to sell the car at a auction about a dollars and that person still left with the remaining balance just a big tax write off for the company because they know the person cant pay the whole remaining balance.

The banks merely front the money and its the customer's responsibility to make sure that the vehicle is what it's being advertised as, american credit acceptance repo company. Anonymous PissedConsumer Nov 05, Anonymous PissedConsumer Aug 15, PissedConsumer cant wait until you have troubles so we can all call you ignorant.

Reply 2 0. Not only was I inconvenienced due to YOUR system not updating my information, but now you can't update my account to show that I am up to date? If there is a "reposs" can somebody have a "poss"??? You can try to reach review author by writing a comment to the review or try one of our business solutions. Reply 3 0. I feel like the people in your collections dept. I am not an employee of ACA, but I am a customer. I agree to TOS Cancel.

When you sit in the area of past 30 days for a long time and don't get your account to a current status then yes, they will repo your vehicle. If you want your response to count towards your company rating, you read again also leave a comment for this review. Seems like your delaying things. That's what you agreed to when you got the car. So again, I say please, please, please stay away from this company!

The ignorance of the American People is quite apparent here! Now these don't have a working phone i have called 5 days in a row and held on hold for 30 minutes the the call goes dead. Review is a subjective opinion of Tammy j of Frankfort, KY. However, and not in defense of ACA, what you're not realizing is this. This Whole article is kind of funny. It's posted to the wrong business. And the sad part is that I would have gladly worked out some type of arrangement with them had I been given the opportunity.

Do you not think to send a letter? A finance company has the right to terminate its contract with you if they feel you have become a risky borrower. Company Name. Anonymous PissedConsumer Jan 29, PissedConsumer Here's what I would do. Raquan Raquan Jul 09, american credit acceptance repo company, PissedConsumer Can I ask you how much time do they give you to get your car back? Last Name. Experts chime in Your initial issue is with the dealer and you should be suing them.

Write a private message as American Credit Acceptance verified representative. I work for an automotive finance company and although it is unfortunate that financial circumstances change as they sometimes do, anytime a vehicle is purchased under a legal binding contract the individual signing the contract is responsible for seeing the loan through; regardless if the vehicle is drivable or not, or if it is in your possession.

American Credit Acceptance - Illegal Repo. If you want your response to count towards your company rating, you can also leave a comment for this review. Anonymous PissedConsumer Jul 26, Reply 0 0. Terms of Service. Business Details.

Sexual exploitation of children. Thank you for your attention to this matter, I hope you can come to a sensible solution. As confirmation, here is your information that we have on record.

These records should include both the original information, as well as the information that was changed. I just got another job in Feb. I wish someone could look into this matter as to this is very upsetting to me. The problem with your argument that it's affecting your credit is the fact that a repo should be on your report. These records should american credit acceptance repo company both the original information, as well as the information that was changed.

Issue Description. Please prove all the negative reviews about your company wrong and make this situation right. Thank You for Your Reply! Anonymous PissedConsumer Mar 18, PissedConsumer Where do you sorry serial deadbeats get this idea the lender must go along with you when you american credit acceptance repo company pay on time?

Preferred solution: I want ALL repo fee's refunded, since it was your system that failed to update my information. I would recommend contacting a consumer protection attorney to see what options you have. Send report Cancel. American Credit Acceptance Reviews. Business Details. Please prove all the negative reviews about your company wrong and make this situation right. Company Name. It's a duplicate by the same member or copied text. Your EX is actually wrong because it's not reporting the repo.

This business is closed or doesn't exist. It's inappropriate or not family friendly. Also I received a letter in the mail saying that I could get the car back if I paid the full amount plus the money I owed, I was also told I broke the contract, and if they sold the car And didn't get the amount owed that I would have to pay the rest, I believe that is not right because they took the car and was making it impossible for me to get it back.

Review is a subjective opinion of Shahin of Middletown, RI. We explain your options, including lenders that may work with you and how to go about getting a loan. The repossession occurred because of a lack of insurance, but you have proof of insurance. Company Name. We ended up with a nice car with a nice package of extras but instantly the deal started off BAD!

Reply 1 4. A better representation of how it's affecting your ability to get credit would be applying for an auto loan. Company Name.

It's posted to the wrong business. This business is closed or doesn't exist. It's posted to the wrong business. Unlawful Repossession In rare cases, your car may have been unlawfully repossessed. Review is a subjective opinion of PissedConsumer We started to leave and they said lets see what we can do. Thank you ,Sincerely Barbara Nevins.

Anonymous PissedConsumer May 17, Anonymous PissedConsumer Jan 22, PissedConsumer U must work for the company. Forum Topics. Skip Navigation. I would like to get the car back but I do not have plus dollars if I had that I wouldn't have lost the car.

It includes private information. This business is in an industry that may require professional licensing, bonding or registration. I want to report something else. What is the car repossession process?

These type of situations is why Chase does a double pull and cap1 does a triple pull. Customer Complaints. I am affiliated with this business and need to report something about this review or business.

If I would have know that the car was going to be read article after only being one payment behind I wouldn't of gave them dollars I would of saved it to buy another car. If you wish that your prior post be removed, submit a notarized letter.

Thank you for your attention to this matter, I hope you can come to a sensible solution. You'd hear the biggest squeals coming from the sorry serial deadbeats! I had 2 car loans joint with my ex through Credit Acceptance bank in The customer servi e staff in nice from y dealings with them. It's posted to the wrong business. Location: Troy, Alabama. Your scores shouldn't be good.

This business is closed or doesn't exist. It contains commercial or promotional content. I have proof that I updated my info 3 times on your website. Full Name Job Title Email. I'm hoping I can possibly use them again in the future to help rebuild. I am the author of comment and would like to remove it.

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