Citibank Credit Repair

One from Home Depot credit services requesting more info. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you. Did you mean:. Or check my mail for the letter he claim was sent. Can you find the name out of the guy you spoke to and write him directly? I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters! Also, I continue to shop at The Home Depot for all of my home improvement needs. And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense.

I never got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received. I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part.

Pay attention to the P. I thought I paid my balance in full, I had a 5. We recently received your notification of dispute. I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources.

They can see ALL of your history when you apply, not just history with them. I got bounced around for about an hour. Please citibank credit repair me if there is a need to know which representatives I spoke with.

Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue. Fingers crossed! It's deep stuff. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! Skip Navigation. I was approved for Macy's with scores. The detail you provided supports exactly that.

Turn on suggestions. At least not yet. Here is a quick read about what banks not just Citido at the point of credit card debt charge off: Assign, Sue, citibank credit repair, or Sell. He claimed he works under the dude that kept saying "no" and that the dude was on vacation.

But I am on the phone now pouring it on That did'nt work! Another saying they were unable to remove all the delinquencies. I left my email citibank credit repair on the fax but have had no response. Creditors like Citi bank use the reference to pre-litigation as an effective tool to get you to agree to make a payment. Thank you for contacting Verizon Customer support. Explain to him what happened.

Some prepping can help you better know why Citibank might pull an earlier offer, and even when to https://creditrepair.win/american-credit-acceptance-repo-time.html the most recent approved deal to settle. First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with? And when I called they gave me the fax number to the "credit reporting" department but said there was no email.

If not consider, 609 credit repair pdf congratulate another letter, find out the presidents office address and go at them again.

When the account charges off citibank will do one of three things:. I'm hoping that Verizon will do that in my case for this account. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. Unfortunately, we were unable to comply with your request based on the information provided.

Your account is a couple of weeks from charge off. Having said that, there are a number of accounts that are selected for immediate legal collection action. What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector.

I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries.

If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon. I am totally confused. I will try to find the link too. I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck! I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out.

I'm scared of Asset! If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your https://creditrepair.win/biggest-credit-repair-companies.html credit card debts? Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank.

The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting.

The quality of service provided by both entities makes their partnership an incredible alliance. I got two letters today. I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah.

Citibank credit repair Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency. I'm gonna go do a search for "corporate email addresses". Showing results for. I think it will be cool. Now, to wait for a response Crfix I got some stuff for you.

I will be checking my report everyday till I see it drop. Sign In Help. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. I think if you have a good credit profile and history period, you'll be fine to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

I got his number so I can follow up with him. Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important. Keep trying! Then hope for the best. Thats what I plan to do with Citibank every month until On the phone with them right citibank credit repair.

I received a reply in the mail from Verizon and my request was de-nied! I haven't received the green card yet either. If they say no. I sent mine to the address posted on my credit report. I sent it to an "Executive Response Unit" ooooooohhhh! And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it.

While you are on here do a search on how to get corporate email addresses. I doctored up the letter a little. I'm also dealing with Asset Acceptance, ick! But I sent the same letter to another address today. I previously article source this letter in which the responses characterized the limited authorization of all the representatives I came in contact.

Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you will get it, citibank credit repair. There are some key things I like to see people put in play prior to reaching the stage of pre charge off collection that you are in. And it's fun to do. Forum Topics. Search instead for. I faxed it on Thurs. But check this out here is the new scoop.

Talking to a credit counselor one on one to get a lower monthly payment estimate is free.

At least not yet. I'm gonna go do a search for "corporate email addresses". This what I got back from the email: Mr. I got his number so I can follow up with him. She said she would do her best to investigate and see what she could do. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you.

But check this out here is the new scoop. Recommended Posts. The next day, I received a phone call from someone in his office! He claimed he works under the dude that kept saying "no" and that the dude was on vacation. Thank you for contacting Verizon Customer support.

I thought I paid my balance in full, I had a 5. If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! Talking to a credit counselor one on one to get a lower monthly payment estimate is free.

Message 21 of Message 22 of Established Contributor, "citibank credit repair". I'm scared of Asset! What you further outlined about Citibank withdrawing the hardship plan offer and that they are not willing to discuss debt settlement, gives me the impression that your account may well be set for fast track referral to an attorney debt collector.

If they say no. If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them citibank credit repair a nonprofit consumer credit counseling agency. I think I'll beg some more too to see if she can just get it removed completely. I do recognize that this request is unique and that it may not be Https://creditrepair.win/credit-union-repo-sales-denver.html normal policy.

I wrote them and they have responded but they did not answer my question at all. Showing results for. When the account charges off citibank will do one of three things:. I would really appreciate it! All forum topics Previous Topic Next Topic. Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters!

The quality of service provided by both entities makes their partnership an incredible alliance. I'm also dealing with Asset Acceptance, ick! Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important.

And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense. Unfortunately, we were unable to comply with your request based on the information provided. I wantes to know if you mind sharing with me who you sent the letter to at Citibank?

Search instead for, citibank credit repair. Can't wait to hear their response!! Did you mean:. About days later, citibank credit repair, she called back to say she did not have good news.

Having said that, there are a number of accounts that are selected for immediate legal collection action. It's a collection I paid right away a billion years ago! Three weeks later, I forwarded the email again and begged him to please consider my request.

I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part. Re: Easiest Citibank Store Card to get? If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts?

I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out. I previously sent this letter in which the responses characterized the limited authorization of all the representatives I came in contact.

I sent my letter, via email to the CEO of Verizon. Creditors like Citi bank use the reference to pre-litigation as an effective tool to get you to agree to make a payment. Pay attention to the P. Very nice lady. Please contact me if there is a need to know which representatives I spoke with. Said they aren't able to remove it and apologized again. I will be checking my report everyday till I see it drop. The detail you provided supports exactly that.

I too am trying to contact them. Here is a quick read about what banks not just Citido at the point of credit card debt charge off: Assign, Sue, or Sell. I am simply asking you for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report.

First, you mention that even the minimum If they do, can you come up with the roughly Do you have other credit card debts you are struggling with? Message 23 of Moderator Emeritus. I love the fact that you were successful with CitiBank. New Member. Fingers crossed! If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon.

Prev 1 2 3 Next Page 1 of read again. I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources.

And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. Good to see you're red river credit union repo list successful begger, lol. Posted Opinion repair credit to buy a house join 15, edited. Posted July 16, I really hope you reconsider. I'm thinking of calling her back and asking her if she can at least take off the "Paid Charge Off" detail and maybe change it to "Paid in Full" or just "Paid".

Also, citibank credit repair, I continue to shop at The Home Depot for all of my home improvement needs. Then hope for the best. I received no reply. And while it's true that the Fair Credit Reporting Act requires that any information reported is accurate, please consider that it does not demand that everything regarding the accounts be reported.

Posted July 6, Link to post Share on other sites. We recently received your notification of dispute. I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah. I didn't give up. I doctored up the letter a little. Your account is a couple of weeks from charge off.

There are some key things Services credit uk repair like to see people put in play prior to reaching the stage of pre charge off collection that you are in. Easiest Citibank Store Card to get? I would like to stress that the information currently being reported IS accurate, I am not disputing anything with Citibank. Explain to him what happened. I received a reply in the mail from Verizon and my request was de-nied!

Can you find the name out of the guy you spoke to and write him directly? Strive4Credit I can certainly appreciate the circumstances that impacted your ability to make payment on your account.

Some prepping can help you better know why Citibank might pull an earlier offer, and even when to take the most recent approved deal to settle, citibank credit repair. Message 24 of Frequent Contributor.

Or check my mail for the letter he claim was sent. Keep trying! Message 25 of If you wanted to get Citi to accept a payment plan instead, citibank credit repair, even though they pulled the option off the table, you can still get on a payment plan.

My concern is that you do not appear to have the money to do so. If Citi has yanked the offer to set you up on the 60 month repayment plan, they likely would accept a similar plan if it was submitted to them through a nonprofit consumer credit counseling agency. In addition, maintaining that good reputation with Citibank is extremely important to me.

You will have options to make a payment plan or settle the account wherever it lands. I paid as soon as I got the first collection call but it was too late, it ended up a paid charge-off. I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon. Someone different may get the snail mail and do you the favor??? I faxed it on Thurs.

I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report. All forum topics Previous Topic Next Topic. If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah.

I haven't received the green card yet either. Showing results for. To all you goodwill letter writers Keep gunnin! Then find the presidents address. Talking to a credit counselor one on one to get a lower monthly payment estimate is free. If you want to settle the Citi debt, you have to identify a source of funds to do so.

One from Home Depot credit services requesting more info, citibank credit repair. As soon as you know who that is there are some predictable things that will happen next. So I sent the letter to two addresses, I faxed it to some number a rep please click for source me. I'm crossing my fingers for you on the email. Message 23 of Moderator Emeritus.

I should have kept better records regarding the account and I take full responsibility. Message 21 of Message 22 of Established Contributor. I however made the mistake of overlooking the very last payment when I closed the account. If so, then wait to see who signs for it. I'm hoping that Verizon will do that in my case for this account. First, I gotta construct a hell of a letter.

I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement. I was however hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports. He removed some other lates for me.

Wow that sucks. I took the template letter from this site and personalized it. The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to read article to a plan, or only being able to get temporary hardship check this out reductions.

I plead that you may help me and take into consideration how good of a customer I have been and will continue to be. Message 24 of Frequent Contributor. The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting. Search instead citibank credit repair. As soon as I became aware of the balance I paid the balance in full.

You reference speaking to Citibank about settling your credit card debt. While overwhelmed with debt and trying to pay all of my bills on time the stress caused me to fall ill for a short period of time.

I provide this not to justify why the account was unpaid, but rather to show that this issue is not a good indicator of my actual credit worthiness. And I emailed to the big wigs. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. I got two letters today. Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately.

I can certainly appreciate the circumstances that impacted your ability to make payment on your account. I interacted with this guy before. You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. I am so grateful for the years of positive credit history I have obtained through your company but now that one check this out notation is causing me great stress.

Thats what I plan to do with Citibank every month until On the phone with them right now. Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies. Maintaining a good reputation with financial institutions is critical.

I am fully aware of the policies on accurate reporting. Re: Easiest Citibank Store Card to get? I wonder if they'll reply to the snail mail since they've already replied via email. Message 25 of Do you have other credit card debts you are struggling with? However it is up to the discretion of the company to make any adjustments and the credit bureaus advised me that they will report anything they are instructed. Easiest Citibank Store Card to get? I regret that I was unable to honor your request.

And if you are looking to get lower monthly payments out of more than just Citi, talking to a credit counselor will make sense. If it's the same guy, then reply with something like Next step, send it cmrrr straight to the president.

But you never know. Another saying they were unable to remove all the delinquencies. Did you mean:. I have since then enrolled in a repayment plan with automatic withdrawals so the possibility of this reoccurring is slim to none. I would be eternally appreciative if you would send a request to the credit bureaus to remove this entry, citibank credit repair.

During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest.

If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with. It was for like 28 bucks or something! Because your credit profile reflects the manner in which your account was maintained, the account information and payment history reflected on your credit bureau are correct and will not be changed. We are required by law to report your payment history accurately to the credit bureaus.

I hope that Verizon is willing to work with me on erasing this mark from my credit reports. I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid. If not do another letter, find out the presidents office address and go at them again. I think it will be cool. I wonder just how many letters citibank credit repair get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck!

How were you going to fund a realistic settlement offer were Citi to make one available? If so, will agreeing to a long term balance liquidation plan with Citibank hardship repaymenthelp you manage your other credit card debts? I am writing this letter to respectfully request your consideration in making an adjustment based on the circumstances that caused this single late payment.

Those lates were truly their fault. I never emailed him but I guess whoever on that email list must have kicked it to him. I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago.

The account is not going to go away after charge off. During the time when my account was active I made diligent attempts to manage all of my bills. I left my email address on the fax but have had no response. As a result of this oversight one of my payments to you was delayed and subsequently reported to the credit bureaus as 30 days late.

New Member.

Michael started CRN in with a mission to provide people in need with detailed debt and credit help and education. While overwhelmed with debt and trying to pay all of my bills on time the stress caused me to fall ill for a short period of time. Have you looked into your options with bankruptcy?

I myself wrote one to Verizon last week for a final bill I forgot about and went to collections a few years ago. Please consider that the Fair Credit Reporting Act does not demand that ALL accounts be reported, only that any account that is reported be reported accurately. I would be eternally appreciative if you would send a request to the credit bureaus to remove this entry. I plead that you may help me and take into consideration how good of a customer I have been and will continue to be.

I interacted with this guy before. Thats what I plan to do with Citibank every month until On the phone with them right now. To all you goodwill letter writers Keep gunnin! Here's what it said I am writing to you today regarding my telephone account The purpose of my correspondence is to see if you would be willing to make a "goodwill" adjustment on the reporting of this account to the credit agencies. I however made citibank credit repair mistake of overlooking the very last payment when I closed the account.

I got two letters today. You will have options to make a payment plan citibank credit repair settle the account wherever it lands. It was for like 28 bucks or something! Then find the presidents address, citibank credit repair. I think it will be cool. I know that payment was my responsibility and I am not attempting to justify this breach of my user agreement.

I am so grateful for the years of positive credit history I have obtained through your company but now that one late notation is causing me great stress. Credit history is credit history and even if you have no prior cards with Citi, if your profile supports a card, you citibank credit repair get it. They can see ALL of your history when you apply, not just history with them.

If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with. The funny thing though when I called to ask for the fax number they automatically knew I wanted to fax something regarding credit reporting.

Someone different may get the snail mail and do you the favor??? Another saying they were unable to remove all the delinquencies. I am totally confused. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, citibank credit repair, blah blah blah. My concern is that you do not appear to have the money to do so. I never emailed him but I guess whoever on that email list must have kicked it to him.

I was credit repair slogans hoping you might review the circumstances under which this non-payment occurred and consider removing the negative trade line associated with this account from my credit reports. So I sent the letter to two addresses, I faxed it to some number a rep gave me. I'm crossing my fingers for you on the email. As soon as I became aware of the balance I paid the balance in full.

During the time period this account was established I was very happy with the service and made every attempt to honor my account agreement to the fullest. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card. Post your answers to the above questions in a comment reply below and I can offer more detailed feedback.

If so, then wait to see who signs for it. However it is up to the discretion of the company to make any adjustments and the credit bureaus advised me that they will report anything they are instructed, citibank credit repair. I wonder just how many letters they get regarding these things I hope they don't look at my letter and think "here's another CIC letter", lol Good luck!

When the account charges off citibank will do one of three things: Assign your debt out to a debt collection agency who will call and write to you on behalf of Citibank in order to collect. I faxed it on Thurs. I am writing this letter to respectfully request your consideration in making an adjustment based on the circumstances that caused this single late payment.

Again, instead of getting a card you do not particularly want just to "get in" with Citi, how about going for what you actually want? But you never know. If not, you should. In line with that, I never understand the whole "get in with" such and such lender, or at least I find it very overblown.

I would like to stress that the information currently being reported is accurate, I am not disputing anything with Verizon, citibank credit repair. I am fully aware of the policies on accurate reporting. Citibank may send your account directly to an attorney debt collector they have an established relationship with in your state for collection and authorization to sue. Citibank and charged off credit card debt and the risk of a collection lawsuit.

When how do i repair my buy a home is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking repair best lawyers credit card with a high probability of approval will limit the number of hard inquiries.

If not do another letter, find out the presidents office address credit repair minnesota go at them again.

I can certainly appreciate the circumstances that impacted your ability to make payment on your account. I paid as soon as I got the first collection call but it was too late, it ended up a paid charge-off.

I am simply asking Verizon for a courtesy gesture of goodwill in having the credit bureaus remove this account from my report. Wow that sucks. He removed some other lates for me. I haven't received the green card yet either. I'm hoping that Verizon will do that in my case for this account.

Take the steps to improve your profile and get what you want vs settling for a card you don't really want. I should have kept better records regarding the account and I take full responsibility. I became aware of the unpaid balance when I got a phone call from a collector collecting the balance due and I immediately paid. I was approved for Macy's with scores. We are required by law to report your payment history accurately to the credit bureaus.

I regret that I was unable to honor your request. Improve your profile and go for the cards you actually want. In addition, maintaining that good reputation with Citibank is extremely important to me. I have since then enrolled in a repayment plan with automatic withdrawals so the possibility of this reoccurring is slim to none.

One from Home Depot credit services requesting more info. Michael has participated as an expert panelist in federal consumer protection rule making, collaborated on state law changes governing debt consolidation, has worked as an expert witness in court matters related to the debt relief industry, and is a regular contributor to several personal finance websites.

First, I gotta construct a hell of a letter. Sign In Help. I wonder if they'll reply to the snail mail since they've already replied via email. Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer. As soon as you know who free credit repair is there are some repair what fastest is credit way your to the things that will happen next.

I took the template letter from this site and personalized it. I provide this not to justify why the account was unpaid, but rather to show that this issue is learn more here a good indicator of my actual credit worthiness.

And I emailed to the big wigs. As a result of this oversight one of my payments to you was delayed and subsequently reported to citibank credit repair credit bureaus as 30 days late. If it's the same guy, then reply https://creditrepair.win/capital-one-credit-repair.html something check this out Next step, send it cmrrr straight to the president.

Maintaining a good reputation with financial institutions is critical. The account is not going to go away after charge off. Therefore, a company does have legal discretion and permission to remove any account it chooses from the credit report. If you want to settle the Citi debt, you have to identify a source of funds to do so. Because your credit profile reflects the manner in which your account was maintained, the account information and payment history reflected on your credit bureau are correct and will not be changed.

Turn on suggestions. These debt buyers use debt collection agencies and attorney debt collectors too. I know there's an argument for "relationship" and "good usage of a Citi card in the past" I just kind of disagree. I left my email address on the fax but have had no response. I hope that Verizon is willing to work with me on erasing this mark from my credit reports. Skip Navigation. I think if you have a good credit profile and history period, you'll be citibank credit repair to apply for what you actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

Forum Topics. Those lates were truly their fault. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy.

citibank credit repair class="block"> My concern is that you do not appear to have the money to do so. I sent mine to the address posted on my credit report. I'm scared of Asset! The next day, I received a phone call from someone in his office! At least not yet. Credit counseling companies have decades of history of getting people set up on affordable credit card repayment plans with Citibank. All forum topics Previous Topic Next Topic.

But check this out here is the new scoop. And when I called they gave me the fax number to the "credit reporting" department but said there was no email. I thought I paid my balance in full, I had a 5. If you have further information you would like to provide us regarding this dispute, please contact us at So no goodwill from Verizon, citibank credit repair. You reference speaking to Citibank about settling your credit card debt. Now, to wait for a response Crfix I got some stuff for you.

Just yesterday I sent out an email to everybody on my HSBC contact list about my wife's account and I kid you not I got like 5 calls from people ready to handle the issue. I sent it to an "Executive Response Unit" ooooooohhhh! Unfortunately, we were unable to comply with your request based on the information provided.

I got two letters today. When someone is trying to re-establish credit after a big bankruptcy or some other credit catastrophe it seems reasonable to be concerned with what credit card might be easiest to get because picking a card with a high probability of approval will limit the number of hard inquiries.

Three weeks later, I forwarded continue reading email again and begged him to please consider my request. I received no reply. If the threat of pre-litigation in this instance is a collection ploy, you will know as soon as you are contacted by the company your debt is placed with.

I was approved for Macy's with scores. One from Home Depot credit services requesting more info. Auto-suggest helps you quickly narrow down your search results by suggesting possible matches as you type. You can speak with a certified counselor today at ext 1, and also learn more about consolidating monthly payments. As soon as you know who that is there are some predictable things that will happen next.

I'm also dealing with Asset Acceptance, ick! Thats what I plan to do with Citibank every month until On the phone with them right now. We recently received citibank credit repair notification of dispute. When I learned that Best Buy was an easier card to get I jumped on it because I want to get my foot in the door with Citibank and like to shop at Best Buy. And it's fun to do. I best credit repair services near me got a response from the fax but I got my read receipt in the mail a couple of days ago so I know it's been received.

Fingers crossed! Sometimes collection efforts on these credit card accounts wont occur until some time down the road, or after your credit card account is sold off to a debt buyer.

I didn't give up. Another saying they were unable to remove all the delinquencies. Forum Topics. If you want to settle the Citi debt, you have to identify a source of funds to do so.

Well, well, well, after days of checking my report and still seeing that 30 day late even after I received personal letters stating it would be taken care of Let's hear it for goodwill letters!

I got his number so I can follow up with him. I got bounced around for about an hour. I think if you have a good credit profile and history period, you'll be fine to apply for what citibank credit repair actually want, and not have to take the "steps" of lesser cards each of which involve a HP and AAOA ding.

Explain to him what happened. I will try to find the link too. If not, you should. Also, I continue to shop at The Home Depot for all of my home improvement needs. Thank you for contacting Verizon Customer support. Did you mean:. It's deep stuff. Talking to a credit counselor one on one to get a lower monthly payment estimate is free.

Keep trying! I am sending this correspondence to humbly ask for your assistance in a matter in which I have exhausted my resources. If you do not make a payment, or some arrangement with Citibank, the account will charge off and be put into their collection pipeline.

Pay attention to the P. Have you looked into your options with bankruptcy? I doctored up the letter a little. I just got the email addy of the CEO so I'm going to forward the letter to him and remind him that this is not a dispute but a request for goodwill on their part.

I previously sent this letter in which the responses characterized the limited authorization of citibank credit repair the representatives I came in contact. Without the resources needed, even if accumulated over time, and a realistic plan to settle collection accounts, the situation can eventually lead to court and being sued for your unpaid Citi credit card. The quality of service provided by both entities makes their partnership an incredible alliance.

Very nice lady. Skip Navigation. The account is not going to go away after charge off. I would have buttered them up some more by talking about how much of a great company Verizon is and no other company would suit your needs, if I was famous I would endorse Verizon, blah blah blah. Turn on suggestions. I am totally confused. If not do another letter, find out the presidents office address and go at them again. If they say no.

Once again CIC Warriors it's who the letter gets to and not necessarily the quality although that is important. But I sent the same letter to another address today. I'm gonna go do a search for "corporate email addresses". I sent my letter, via email to the CEO of Verizon.

I think it will be cool. I would really appreciate it! The counseling agency can often get you a lower interest rate and cut monthly credit card payments across all of your credit cards, rather than you struggling to get all or your credit card banks to agree to a plan, or only being able to get temporary hardship payment reductions.

Showing results for. Search instead for. Sign In Citibank credit repair. Good to see you're a successful begger, lol. Can you find the name out of the guy you spoke to and write him directly? I will be checking my report everyday till I see it drop. How were you going to fund a realistic settlement offer were Citi to make one available? You will have options to make a payment plan or settle the account wherever it lands. But I am on the phone now pouring it on That did'nt work! Easiest Citibank Store Card to get?

If no change or no letter, I will call the "flunkie dude" back and if he get stupid I will be sending another email to the big boys! And the original "refusal dude" was to embarrassed to call so he got his flunkie to do it. I think what happened was when I sent this new letter out to both the ceo's, complete with that post script somebody got chewed out, citibank credit repair.

New Member. I got a call from a citibank rep who says it was taken care of and he would send out a letter, blah, blah. I received a reply in the mail from Verizon and my request was de-nied!

Then hope for the best. He claimed he works under the dude that kept saying "no" and that the dude was on vacation. Please contact me if there is a need to know which representatives I spoke with. If I get a positive response from the last goodwill I sent, I will definitely pass off the info to you.

Or check my mail for the letter he claim was sent. While you are on here do a search on how to get corporate email addresses.

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